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During the Second Quarter of 2020, Nigeria experienced a 95% decline in foreign investments. This was due to the CBN ban on remittances in Naira. What a lot of people came to realize was that the new CBN policy would stop them from investing in Naira or sending money to their loved ones in Naira.  

Mrs Ajayi (names changed), a Nigerian immigrant in the US is an avid land investor. She has properties all over Nigeria. She’d like to pay for her properties without going through dubious 3rd party merchants who change exchange rates according to their moods. With this policy, she has not stopped using “panadol extra”.

Mr Michael in Canada has always wanted to buy properties in Nigeria from a trusted company, but since this policy has been enacted it has been stories here and there.

There are thousands of Mrs Ajayi and Mr Michael that have been looking for options to pay for their real estate investments opportunities. That’s the opportunity that has just been made available to everyday Nigerian and non-Nigerian real estate investors. Oluwamuyiwa from Austria can now pay for land from his apartment.

What do you have to do to gain access to Africa’s first Smart and Green estate?

Well, it’s a lot but we’ll keep it simple.

First, make sure you have access to our website www.gtexthomes.com

Next, make sure you have the correct phone number 0700GTEXTHOMES or 0818-811-1999. It is also available on WhatsApp. 

A Customer Fulfilment guide will pick your call and speak to you kindly. 

Note: Lemonade Finance is the only app that allows you to send naira from anywhere in the world.


How do I pay for my real estate investments (Land, House, Apartments)

We have shortlisted a list of easy payment apps that can help you do this. See below:


Azimo with Gtext Homes


Available for Android AND iOS

  1. Set up a transfer
    After registering, choose how much to send and enter your recipient’s name and bank details. The receiving account must be held in the chosen currency (EUR, GBP, USD).
  2. Pay for the transfer
    Pay by bank transfer or debit/credit card. All card payments are securely encrypted.
  3. Money delivered
    Track your transfer in the app and receive email updates.



This app allows us to receive your money in Naira. It is the only one….for now.

  1. Set up a transfer
    After registering, choose how much to send. You will see the naira receiving the amount in Naira. 
  2. Enter your recipient’s name and bank details.
  3. Pay for the transfer
    Pay by bank transfer or debit/credit card. All card payments are securely encrypted.
  4. Money delivered
    Track your transfer in the app and receive email updates.

World Remit


  1. Select the country you want to send to and Enter the amount you want to send – the exchange rate and fees will be clearly shown.
  2. Create an account if you don’t have one (you will be asked for your address, email, phone number).
  3. Pay. Choose how you want to pay – bank account, debit/credit card, SOFORT, INTERAC, POLI or iDEAL (web) – then confirm the amount.
  4. To find out how long the transaction will take, select the country you are sending to in the blue box on this page, then scroll down to ‘bank transfers’.
  5. Once you will get a notification of a successful transfer.



  1. Choose to send Via bank transfer
  2. Put in our Details. Choose from any of our domiciliary accounts.
  3. Make payment using a credit card OR  ACH check.
  4. Confirm all inputs and send.



  1. Select a receiver. …
  2. Choose how to pay. …
  3. Send the money. …
  4. Find an agent location. …
  5. Submit your information. …
  6. Complete your transaction. 
  7. Notify your GTEXTHOMES.



Having an investment in real estate is one of the easiest ways to become a millionaire. A reputable real estate company can make you happy throughout your investment. Real estate is a strategy to begin building wealth. The benefits of investing in real estate include stable cash flow, passive income and long term wealth and even become a full-time career if you are dedicated to your craft.

One of the key benefits of investing in real estate is the ability of it to generate a predictable cash flow. Cash flow is the difference between a property’s income and expenses. Cash flow strengthens over time as you pay down your mortgage and build up your equity. It is the result of proceeds from rents payments. The more cash flow a property has, the better the return and the more the real estate investor earns.

Investing in real estate is an avenue for you to earn in a way that requires little to no daily effort to maintain which is known as passive income. Passive income is more like work from home and helps you become your own boss professional lifestyle. It doesn’t require everyday work on the part of the person receiving the money.

Being a real estate investor, you would be earning a steady flow of income to secure financial freedom for a long time if you put in the professional effort. Investing in real estate would be the best decision you would ever make in your life.

Take a leap of impacting a great success today, by not just reading this valuable content, but rather take action to own a tangible investment that would build transgenerational for you and your loved ones.
With an initial deposit of N500,000, you’re on your way to building sustainable wealth too.


Financial Investment in Real Estate

The real question to ask is why are you not investing? Giving the challenges in the year 2020, it is said that real estate had a major break-through in the market and the economy. Why is that? That question is not even as important as why are you not investing already in the real estate business.

Do you know real estate forms a significant part of the asset portfolios of most investors and lenders? As a beginner investor, understanding how to finance a deal is just as important as finding one, whether you have access to working capital or not, there are always ways to acquire capital. Investing in real estate is never a bad idea. It offers potential investors a slew of financial and personal benefits such as increased cash flow, home appreciation, and tax benefits.

In fact, real estate investment continues to be one of the most popular vehicles in producing financial wealth, according to research beginner investors face the challenge of learning how to obtain real estate investment financing before they can start creating wealth. Real estate financing is a term generally used to describe an investor’s method of securing funds for an impending deal. As its name suggests, this method will have investors secure capital from an outside source in order to buy and renovate a property.

One of the biggest misconceptions of real estate investing is that you need to have a lot of money to get started, which simply isn’t true. The secret that many professionals don’t understand, however, is the fact that there is a multitude of different real estate financing options available to fund every investment.

As an investor, there are a few different ways to go about financing real estate investments. Each one will have its own set of pros and cons, and your financing approach will depend on the property and the situation. For beginner investors, it’s important to remember that not all real estate investment financing options are created equal. What works for someone else may not necessarily work for you, but the trick is understanding which real estate financing option will compliment your business strategy.

Broadening one’s toolkit of real estate investment financing options is simply a matter of being knowledgeable about what strategies exist, as well as proper ways to leverage them. Keep in mind that all investors have faced the financing hurdle at some point in their career; when in doubt, there is nothing wrong with tapping into your investor network and ask for advice.

Lastly, lookout for a trusted real estate firm and partner with them. For more information on our estate, read through our brochure, and digest every information needed to get to the next level in real estate.

Are you interested in knowing about investing with Gtext homes?

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